Drivers who operate as owner operator and do not have their own authority may be required to obtain Non-Trucking Liability (NTL) or bobtail insurance coverage. We are here to connect with trucking insurance specialists that can quote these coverages for you today.
Bobtail coverage is a type commercial trucking insurance for owner operators or independent trucking contractors. This insurance is designed to provide liability coverage for the owner operator. This insurance remains in effect regardless of whether or not the driving is under dispatch. Bobtail insurance is usually broader than Non-Trucking Liability.
Non-Trucking Liability insurance would protect the tractor when it is not under dispatch regardless of whether a trailer is attached. This insurance only applies when the truck is not under a load and provides insurance for areas such as personal use.